July 1st thru July 31st - Use your SHRFCU VISA Credit Card and any cash advance will be at 2.99% until that balance is paid in full.   No Cash Advance or Transfer Balance Fees.  Come by and get an application for your SHRFCU VISA Credit Card   *** If we are unavailable and you have lost your Debit Card please call this number to report it lost/stolen 1-800-472-3272, then contact our office when we return to have your card reissued.   

Rates

Loan Rates Savings Rates Fee Schedule Truth in Savings Disclosure

Fee Schedule
Savings Account Fees
Savings I and II Excess Withdrawal$2.00/Withdrawal if more than 3 withdrawals in 1 month
Account Reopen$10.00 if account reopened within 6 months of closing
Early Width Withdrawal
Holiday Club10% of amount withdrawn
Vacation Club10% of amount withdrawn
IRA
Rollover of Transfer (Before age 59 1/2)$25.00/Transaction
Full or Partial Withdrawal (Before age 59 1/2)$25.00/Transaction
 
Checking/Money Market Account Fees
Overdraft$30.00/item
NSF$30.00/Item
Stop Payment$25.00/Item
Check PrintingPrices may vary depending upon style
Account Reconciliation$20.00/Hour
Copy of Check$5.00/Copy
Money Market Maintenance Below $1,00$3.00/Month
 
Other Service Fees (applicable to all accounts)
Account Research$20.00/Hour
Credit Union Check$3.00/Check if check issued third party
Credit Union Check - Stop Pay$40.00/Stop
Statement Copy$5.00/Statement
Deposited Item Return$30.00/Item
Wire Transfer - Domestic$10.00/Transfer
Wire Reject$5.00
Money Order$1.50/Each
Money Order - Seniors$1.00/Each
Inactive Account$5.00/Month after 1 year
Loan Processing$10.00/Applicant
Mortgage Processing$250.00 at closing
Certificate of Satisfaction (Mortgage)Cost
Skip Payment$25.00/Skip
CollectionCost
Lien or Garnishment$25.00/Item
Return Mail$2.00/Item
Plastic Card Reorder$10.00/Card
Plastic PIN Number Reorder$2.00/Request
Verification of Account$5.00/Request
Online Transaction Adjustment$5.00/Transaction
Title Processing$15.00
 
Electronic Funds Transfer Fees
Non-proprietary ATM Withdrawal/Transfer/Balance Inquiry$2.00
ACH/EFT Inquiry$5.00
ACH,ATM or VISA Check Card NSF$30.00/Item
Reg D 7th transfer and above$5.00/Item
The rates and fees appearing with this Schedule are accurate and effective for accounts as of the last dividend declaration date indicated on this Truth-in-Savings Disclosure, If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.