It's Back...  Our Credit Rebuilder Loan - November 15th through December 15th.  $ 500.00 with no credit report pulled.  Come by the office and get your loan application.     Fall is here and our VISA Cash Advance rates have fallen.   Come by and get a cash advance on your Summit VISA credit card and your rate will be 2.99% for the life of that balance.  This rate is good for October and November.  Minimum advance of  $ 500.00.    If you don't have our VISA credit card, ask your Summit Team Member for an application.   If you lose your Summit Debit Card and we are not open, please call 1-800-472-3272 to report the card lost.  Contact us during office hours to update your information and order your new card.  
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Savings

Share/Savings

This account is what establishes your membership with the credit union. You are therefore required to maintain a minimum balance of $25.00 in this account at all times. The regular share account is designed to encourage savings thru payroll deduction, but deposits can also be made via direct deposit, in person, by mail, at our ATM or at a Credit Union Service Center or Outlet. To locate a Credit Union Service Center or Outlet to perform an in-office-transaction, please visit https://co-opcreditunions.org/locator/. Your savings account, known at the credit union as shares, is paid dividends at the end of each quarter using the average daily balance method of calculation. The rate is declared by the Board of Directors and is subject to change. To obtain the annual percentage yield, you must maintain a minimum daily balance of $200.00.

Share Draft/Checking with VISA Debit/Check Card

  • No minimum balance required
  • No per check fee
  • No monthly service charge
  • No daily requirements
  • The VISA CHECKCARD is for people who like convenience. It is accepted anywhere the Visa logo appears and gives you access to cash at ATM's. Visa Check Card cannot be used outside of the USA.

Automated Teller Machines

  • ATMs are available at DePaul and Maryview Medical Centers
  • All other ATM's may assess a fee but will disclose the fee before you complete the transaction and you will have an option to continue or cancel the transaction

Christmas/Vacation Clubs

  • $5.00 minimum balance required
  • Funds can be deposited via payroll deduction, direct deposit, or by walk-ins
  • The funds in your Christmas Club disburse into your savings account on the first Friday in October.
  • Vacation Club - Save for spending special time together and make memories for a lifetime
  • $5.00 minimum balance required
  • Funds can be deposited via payroll deduction, direct deposit, or by walk-ins
  • The funds in the Vacation Club disburse into your savings account on the first Friday in June

Share Certificates

  • 12 month to 48 month terms available
  • Earn a higher dividend
  • Minimum balance of $1000.00
  • Penalty if withdrawn before maturity.
  • Dividends are paid and compounded quarterly. You must maintain a minimum daily balance to obtain the disclosed APY. See current rates.

IRA - Individual Retirement Accounts (Roth, Traditional).

An IRA is the way to help secure and build a comfortable future. IRA funds can be deposited into a certificate that earns the same as our certificate rates, or into a IRA regular shares account. Contact your tax advisor to be sure you are eligible.